How To Find Unclaimed Life Insurance Money

Just because a person didnt tell you they had a life insurance policy doesnt mean there is not one and you should try your best to find it as soon as possible so that any assets in the policy do not get used up in paying premiums. Unclaimed life insurance policies are considered unclaimed property and are protected from being kept by the insurance company.

Life Insurance Policy Search

The national association of insurance commissioners naic who has a life policy locator service.

How to find unclaimed life insurance money. If you think you might be entitled to lost money from an unclaimed life insurance policy it is a simple matter to conduct a free search for possible unclaimed funds. Think this might be you or someone you know. You may be a life insurance beneficiary and not know it.

How to find unclaimed life insurance money if you are looking for the best deals on insurance then our insurance quotes service can provide you with a wide range of options. Because it is the job of beneficiaries to notify the life insurance company of a policy owners death more than one quarter of all life insurance policy benefits go unclaimed because family members simply arent aware a policy exists or dont know how to find it. How to find unclaimed life insurance money start with old documents.

With over 1 billion from old or forgotten life insurance policies that have gone unclaimed there are tons of people out there who have money owed to them. Its time to find out for sure. If an insurance company knows of an insureds death they must turn the benefit over to the state as unclaimed property if they cannot find the beneficiary.

As it says on our page if you think you may be owed money from an unclaimed life insurance or other sources the first step is to make a search. How to find unclaimed life insurance money. Hi ian thanks for leaving a question on our page.

What happens to unclaimed life insurance payouts depends on what type of policy was issued and whether or not it was paid up and in force at the time of death. At least 20 percent of life insurance policies become lost or unclaimed and are turned over to each states unclaimed money department according to the national unclaimed property network. These five steps will help you find out how to search for a life insurance policy and make a claim if youre entitled to the money.

Unclaimed life insurance money might be out there with your name on it. Heres how to find the insurance policy and claim it. If you have exhausted all of your manual options to find life insurance money several places can help you with your search.

Polices can be in force even if the payment of premiums has stopped or if money was borrowed against it. As a result life insurers are holding billions of dollars in unpaid benefits.

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